Storm Damage Roof Repair
Mississippi — We Handle
the Entire Insurance Process
Hail damage, wind damage, fallen trees, tornado damage — Ultimate Roofing manages everything from drone inspection to insurance claim documentation to final installation. You don’t lift a finger on the paperwork. Free drone inspections. Call (662) 331-3000.
Mississippi Storms Don’t
Wait — Neither Do We
Mississippi and northern Tennessee sit squarely in a zone where severe weather is not a rare occurrence — it’s a seasonal reality. Thunderstorms, hail, high winds, and tornadic activity can inflict serious roof damage that isn’t always visible from the ground. Understanding what type of storm damage you’re dealing with is the first step to getting it covered.
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Hail DamageHailstones fracture shingle tabs, dent metal flashing, and strip protective granules from asphalt shingles. Even quarter-size hail can cause enough granule loss to accelerate UV deterioration by years. Hail impact is frequently invisible from the ground and requires a close inspection — ideally by drone — to document accurately for insurance purposes.
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Wind DamageStraight-line winds and severe thunderstorm gusts can lift, crack, or completely tear off shingles, especially at roof edges, ridges, and corners where wind uplift is greatest. Even shingles that remain in place can have their seal strips broken, leaving them vulnerable to the next storm. Wind damage typically qualifies as a covered insurance claim event in Mississippi.
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Fallen Trees & Debris ImpactA limb through your roof is an emergency that demands immediate response. Beyond the visible puncture, structural decking and framing may be compromised, and open penetrations allow water to enter rapidly. Ultimate Roofing deploys emergency tarping immediately to stop water intrusion, then conducts a full structural assessment before permanent repair begins.
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Tornado & Severe Wind EventsTornado-force winds can cause partial or complete roof loss as well as structural damage to walls and framing. These events require a complete damage assessment that goes well beyond the roof surface. Ultimate Roofing documents every component of storm damage — roof, gutters, vents, flashing, and related structures — to ensure your insurance claim captures the full scope of the loss.
Most homeowner’s insurance policies have time limits for reporting storm damage. If you suspect your roof was affected by a recent weather event, call us before contacting your insurer. We’ll inspect first so you report with documentation — not guesswork.
We Handle Every Step —
Start to Finish
Most homeowners don’t know how to navigate a storm damage insurance claim. We do — and we walk you through it so you receive the full settlement your policy entitles you to.
We begin with a comprehensive roof inspection using high-resolution drone photography. This gives us detailed imagery of every inch of your roof — hail impacts, granule loss, displaced shingles, damaged flashing — without relying on a ground-level view that misses most of the damage. The imagery becomes the foundation of your insurance documentation.
We prepare a written damage assessment report identifying every affected component of your roof system. This report is formatted to meet insurance company standards — organized by damage type, location, and severity. Clear documentation is the single biggest factor in a successful claim. We make sure nothing gets missed or understated.
We prepare the contractor estimate your adjuster will use to calculate your claim settlement. This is not a rough ballpark — it’s a detailed, line-item scope of work that accounts for every component requiring repair or replacement. A vague or incomplete estimate from your contractor results in a lower settlement. Ours is built to support the full value of your claim.
When your insurance adjuster arrives to inspect the property, we are there with you. This matters. Adjusters are thorough, but having a licensed roofing contractor present — one who can point out specific damage items and reference documentation — ensures nothing is overlooked. We advocate for your claim without being adversarial. Our goal is the same as yours: an accurate and complete settlement.
Once your claim is approved, we review the insurance scope of work to make sure the approved work matches the damage documented. If there are discrepancies or items the adjuster missed, we request supplements before work begins. This step protects you from discovering mid-project that something wasn’t approved.
With the insurance claim approved and scope confirmed, we schedule your installation. Our crews complete the job using Owens Corning materials where applicable — materials that come with manufacturer warranty coverage on top of our workmanship guarantee. We clean up completely and do a final walkthrough before closing out the job. Your roof is restored. Your claim is closed.
See Every Inch of Damage —
Not Just What’s Visible From the Ground
Traditional ladder inspections miss damage. Hail impacts on granule-coated shingles are millimeters in size. Micro-fractures in shingle tabs don’t announce themselves. Damage at ridge lines and steep pitches often goes completely undocumented in a standard inspection — which means it goes undocumented in your insurance claim.
Our drone inspections capture high-resolution imagery across your entire roof surface, delivered as a comprehensive photo report that supports every damage item in your insurance documentation.
Mississippi’s Storm Damage
Insurance Claim Assistance
Filing an insurance claim after a storm is stressful enough without trying to coordinate a contractor on top of it. Ultimate Roofing was built to take that burden off your plate entirely. We handle the inspection, the documentation, the adjuster meeting, and the installation — so you don’t have to manage any of it. Paul Ollar founded Ultimate Roofing on the principle that homeowners deserve a contractor who shows up, does the work honestly, and stands behind it.
Get a Free Drone Inspection- Full insurance claim management — inspection, documentation, adjuster meeting, installation
- Free drone roof inspections — thorough damage documentation before you file
- Owens Corning Preferred Contractor — quality materials, manufacturer warranty coverage
- A+ BBB Accredited, 4.9 stars on Google — Verified reviews from real customers
- Licensed Mississippi roofing contractor — License R18259
- Emergency tarping available — we stop water intrusion immediately after severe damage
- Serving all of DeSoto County, northern Mississippi, and the Memphis metro area in Tennessee
From Storm to Settled Claim — Our Process
We handle the complexity. You just make one call. Here’s what happens from that call through to your finished roof.
We schedule and complete a comprehensive drone roof inspection at no charge. You receive high-resolution imagery and a written damage report — ready for your insurance company before you file a single form.
We prepare your contractor estimate, organize the documentation package, and walk you through filing your claim. Nothing gets submitted guesswork — every line item is supported by our inspection report.
When your insurance adjuster arrives, we are there. We point out every documented damage item, answer technical questions, and make sure nothing is missed that your claim should cover.
Once the claim is approved and scope confirmed, we complete your installation using quality Owens Corning materials. Full cleanup. Final walkthrough. Backed by our workmanship guarantee.
Storm Damage & Insurance Claim
Questions Answered
In most cases, yes — if the damage was caused by a covered peril such as wind, hail, a falling tree, or a tornado. Standard homeowner’s insurance policies in Mississippi typically cover sudden storm damage. What is not covered is normal wear and tear, age-related deterioration, or pre-existing damage. The key is proper documentation: insurers need clear evidence that the damage was caused by a specific weather event. Ultimate Roofing performs thorough on-site and drone inspections that produce the documentation your adjuster needs. Call (662) 331-3000 to schedule a free inspection.
The process starts with a professional inspection — not a call to your insurer. Before you report the claim, you want documentation of the damage: photos, written assessment, and an estimate from a licensed roofing contractor. Ultimate Roofing handles all of this for you. We inspect your roof using drone technology, document every point of damage, prepare the estimate your adjuster will need, and attend the adjuster meeting with you to make sure nothing is missed. Once the claim is approved, we complete the installation. You never have to navigate the insurance process alone.
Storm damage is not always visible from the ground, which is why a professional inspection — ideally with a drone — matters. Common signs include: missing or displaced shingles after high winds; dented or dimpled shingles and metal components from hail impact; granule loss visible in gutters or downspouts (hail strips protective granules off shingles); cracked or split shingle tabs; damaged or bent flashing around chimneys and vents; visible holes or punctures from fallen branches; and interior water stains, wet insulation, or active drips in the attic. Even a storm that looks minor from the ground can cause significant hidden damage that shortens your roof’s lifespan by years.
A drone inspection uses a high-resolution camera mounted on a professional UAV to photograph every inch of your roof — including steep pitches, ridge lines, valleys, and areas that are difficult or dangerous to access by ladder. The drone captures detailed images that reveal hail dents, granule loss, cracked shingles, and flashing damage that would be impossible to document from the ground. The imagery is used to build a comprehensive damage report that supports your insurance claim. Drone inspections are faster, safer, and more thorough than traditional ladder-based inspections. Ultimate Roofing provides free drone inspections for Mississippi and Tennessee homeowners. Call (662) 331-3000 to schedule yours.
A denial is not necessarily the end of the road. Claims are often denied due to insufficient documentation, missed damage items, or an adjuster who was not thorough during the inspection. Ultimate Roofing can request a re-inspection, provide supplemental damage documentation, and help you understand whether the denial was legitimate or if an appeal is warranted. In some cases, a public adjuster can be brought in to advocate on your behalf. We have experience working through contested claims and will advise you honestly on the best path forward based on your specific situation. Call us at (662) 331-3000.
Storm Damage? Get a Free Drone Inspection Today
One call. We handle the inspection, documentation, adjuster meeting, and installation. No out-of-pocket stress.